Frequently Asked Questions

We offer comprehensive wealth management and financial planning services for individuals, families, and business owners. Our services include retirement income planning, investment management, tax-efficient portfolio design, estate and legacy coordination, and guidance for clients who have inherited wealth.

Our purpose is simple — to bring clarity, structure, and confidence to every financial decision.

We primarily serve retirees, business owners, and individuals who have built or inherited significant wealth. Many of our clients are seeking a trusted, long-term relationship with an advisor who provides stability, discipline, and personal attention — not product sales or short-term speculation.

We operate on a transparent, fee-based advisory model. Harvey Wealth Management assesses a single advisory fee schedule that applies equally to all clients, regardless of portfolio size.

This structure ensures that our recommendations remain professional and aligned with your best interests — not driven by commissions or product incentives.

Client accounts are cleared and custodied through LPL Financial, the nation’s largest independent broker-dealer firm*. Your accounts are held securely in your name, and you retain full access to your funds at all times while we provide ongoing management and oversight.

*As reported by Financial Planning magazine, June 1996–2025, based on total revenues.

Our investment philosophy emphasizes discipline, simplicity, and transparency. We utilize only low-cost exchange-traded funds (ETFs) and individual stocks, avoiding high-cost or complex products.

Portfolios are designed for diversification, tax efficiency, and long-term stability, consistent with each client’s goals and risk tolerance.

We believe communication should be proactive and personalized. Clients meet with their advisor quarterly, semiannually, or annually, depending on portfolio size, complexity, and individual preference.

Each review includes performance evaluation, rebalancing updates, and discussion of any life or financial changes that may affect your plan.

We combine boutique-level personal service with the strength and resources of LPL Financial. Our firm operates according to a guiding philosophy we call The Lion’s Code — the foundation of how we serve every client:

Honor. Strength. Endurance.
More than words, this is our covenant.

Honor is the sacred principle guiding our counsel and every action we take.
Strength is the uncompromising shield protecting your life’s work — a fortress of stability in an uncertain world.
Endurance ensures that what’s built with integrity prevails — unbroken, unshaken, enduring beyond its maker.

— The Lion’s Code.

These are not slogans — they define how we advise, protect, and partner with our clients for the long term.

Yes. Harvey Wealth Management acts as a fiduciary for all advisory relationships. This means we are legally and ethically bound to act in your best interests at all times.

Market volatility is inevitable. Our approach emphasizes risk management, diversification, and discipline — not reaction. We design portfolios that align with your goals and time horizon so you can remain confident through changing markets.

There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

Yes. We frequently assist clients who have inherited assets or experienced a major financial transition. Our process focuses on organizing and preserving your new wealth, addressing tax and estate considerations, and helping you create a long-term plan that honors both your goals and your legacy.

Yes. We often work directly with your CPA, attorney, and other trusted professionals to ensure your investment, tax, and estate strategies are fully aligned. Our goal is to simplify your financial life through collaboration and integration.

We don’t set strict minimums, as every client relationship begins with a conversation, not a number. Our approach tends to be most valuable for investors with meaningful portfolios who desire ongoing advice and disciplined oversight. We’re always eager to meet individuals who are engaged and committed to investing the time and energy to develop a thoughtful financial plan and to stay actively involved in reviewing their portfolio with their advisor over time.

Referrals from current clients receive priority consideration, since they often come from families who share our values, our philosophy, and our long-term outlook.

The first step is a complimentary consultation — by phone, video, or in person. We’ll discuss your goals, explain our process, and determine whether our approach aligns with your needs. There’s no obligation or pressure to proceed.

336.288.9000
Send an Email
445 Dolley Madison Road, Ste 110, Greensboro, NC 27410
or use our website contact form to schedule your consultation.

Our mission is guided by The Lion’s Code — to serve with Honor, protect with Strength, and build relationships and portfolios designed for Endurance.

We believe wealth management is not merely about numbers — it’s about stewardship, trust, and helping you build something that will truly endure.